Every bank in Korea has these so-called "blackout hours," which essentially means you don't have access to the money in your bank account; your debit card (or ka-du) is essentially useless. It usually lasts for an hour every day, and this hour falls between 11pm and 1am depending on what bank you use.
Now that doesn't seem that bad 'cause you could plan around that. However, your debit card will fail to work at random times through out the night, which can last upwards to a day. There's no rhyme or reason to when your access is cut off (there probably is, but I can't read the Korean error messages at the ATM), and this can lead to embarrassing moments where you have to borrow money from anyone around you. The worst was when I was stranded far from home, and I couldn't take out any money for a cab ride home.
People here get unbelievably drunk. There are many foreigners (and Koreans, for that matter) passing out in bars, on subway cars, on benches (though the latter is usually reserved for the Korean business men). The cheap and immediate access to alcohol might have something to do with it, but, on top of that, there's no such thing as cutting someone off if they've had to much. The bar tenders will keep serving you and serving you until you come to somewhere in a forest with a bleeding leg (that wasn't me). Back home, if I was to order a pint and I dropped it as soon as it was in my hand--and not because someone knocked it out of my hand or I bumped into something, but because I just literally forgot I was holding it, causing gravity to snag the pint out of a loosened grip--that would be a signal for the bartenders and me that I shouldn't drink anymore. That doesn't happen here. Someone dropped their drink twice in a row before ordering a third, and they were still served with a smile.
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